About Spectrum

We are a Customer Centric Bank

Spectrum Microfinance Bank is a customer centric retail financial institution driven by technology; licensed by the Central Bank of Nigeria (CBN) to support economic growth and development through microfinancing. Spectrum Microfinance Bank offers savings, loan and investment opportunities to a wide range of customers with the aim of creating self sufficient individuals and sustainable businesses. Our satisfaction is derived in the transformation of every community we represent.

Our driving force for excellence

Our Vision

To be the most innovative and responsive Microfinance Bank of Choice. Improving lives within our communities.

Our Mission

Our Mission is to empower low income earners and small scale enterprises within our communities with affordable and accessible financing through the use of cutting-edge technology

Core Values

What we stand for


delivering better solutions through technology.


by the way of prompt and efficient delivery of services.


we keep to our promise delivering quality innovative products.


we genuinely care about building lives.


that keeps you coming back