Why Choose Us?

Reasons to save with Spectrum

Competitive Rates

Everything happens on the app, so we don’t have to shell out on branches. We pass the savings onto you in the form of better rates.

Fast Sign Up

Open an account in as little as 10 minutes.


Once you put money in a Fixed Saver, you can't get it out until the fixed term ends.

We make life easy

Saving the best way

Max Interest Savings

Fantastic rates when you save with us.
Unlimited deposits and withdrawals with no fees.

Open Account with zero naira.

USSD banking at its peak

Best available rates anywhere

Get handsomely rewarded for every refferals your bring