Everything happens on the app, so we don’t have to shell out on branches. We pass the savings onto you in the form of better rates.
Open an account in as little as 10 minutes.
Once you put money in a Fixed Saver, you can't get it out until the fixed term ends.
Fantastic rates when you save with us.
Unlimited deposits and withdrawals with no fees.
Open Account with zero naira.
USSD banking at its peak
Best available rates anywhere
Get handsomely rewarded for every refferals your bring
Teaching your young ones how to save with as little as ₦100 a day
Open Account with zero naira.
Your phone number is your account number.
USSD banking at its peak
Best available rates anywhere
Get handsomely rewarded for every refferals your bring
Banking on the go with our mobile app(Spectrum Pay)
Dial *565# to get started.
Open Account with zero naira.
Your phone number is your account number.
USSD banking at its peak
Best available rates anywhere
Get handsomely rewarded for every refferals your bring